33. Insurance benefits


 

Gross

Reinsurers’ share

Retention

in € thousand

2014

2013

2014

2013

2014

2013

Property and casualty insurance

 

 

 

 

 

 

Claims expenses

 

 

 

 

 

 

Claims paid

1,583,498

1,596,362

–45,185

–87,734

1,538,314

1,508,628

Change in provision for unsettled claims

164,927

48,797

–23,849

35,963

141,078

84,761

Total

1,748,425

1,645,160

–69,034

–51,771

1,679,391

1,593,389

Change in insurance provision

58

1,051

14

–14

72

1,036

Change in other technical provisions

2,001

–979

0

0

2,001

–979

Non-profit related and profit-related premium refund expenses

42,120

40,400

0

0

42,120

40,400

Total benefits

1,792,604

1,685,632

–69,020

–51,785

1,723,584

1,633,846

 

 

 

 

 

 

 

Health insurance

 

 

 

 

 

 

Claims expenses

 

 

 

 

 

 

Claims paid

647,507

629,130

–152

–21

647,355

629,109

Change in provision for unsettled claims

–3,843

5,176

‑3

‑4

–3,846

5,172

Total

643,664

634,305

–155

–25

643,509

634,280

Change in insurance provision

109,281

108,219

99

106

109,380

108,325

Change in other technical provisions

77

318

0

0

77

318

Profit-related and non-profit related refund expenses

27,557

25,813

0

0

27,557

25,813

Total benefits

780,579

768,655

–56

81

780,523

768,736

 

 

 

 

 

 

 

Life insurance

 

 

 

 

 

 

Claims expenses

 

 

 

 

 

 

Claims paid

1,857,028

1,467,988

–154,102

–127,339

1,702,925

1,340,650

Change in provision for unsettled claims

89,726

–3,161

–2,437

255

87,289

–2,906

Total

1,946,754

1,464,827

–156,540

–127,083

1,790,214

1,337,744

Change in insurance provision

–72,149

38,130

91,577

60,152

19,428

98,283

Change in other technical provisions

480

738

0

0

480

738

Non-profit related and profit-related premium refund expenses and/or (deferred) benefit participation expenses

69,432

120,100

0

0

69,432

120,100

Total benefits

1,944,517

1,623,796

–64,962

–66,931

1,879,555

1,556,865

 

 

 

 

 

 

 

Total (amount consolidated)

4,517,700

4,078,083

–134,038

–118,635

4,383,662

3,959,448

© UNIQA Group 2015