20. Insurance provision


in € thousand

31/12/2014

31/12/2013

Property and casualty insurance

 

 

Gross

12,565

13,154

Reinsurers’ share

–135

–383

 

12,431

12,772

Health insurance

 

 

Gross

2,436,865

2,327,656

Reinsurers’ share

–886

–985

 

2,435,979

2,326,671

Life insurance

 

 

Gross

14,323,869

14,106,599

Reinsurers’ share

–393,286

–412,018

 

13,930,583

13,694,581

In the consolidated financial statements

 

 

Gross

16,773,299

16,447,408

Reinsurers’ share

–394,307

–413,385

Total (amount consolidated)

16,378,992

16,034,023

The interest rates used as an accounting basis were as follows:

In the area of

Health insurance under SFAS 60

Life insurance under SFAS 120

Figures in per cent

2014

 

 

For insurance provision

2.50–5.50

0.00–4.00

For deferred acquisition costs

2.50–5.50

3.20–3.77

 

 

 

2013

 

 

For insurance provision

3.50–5.50

1.75–4.00

For deferred acquisition costs

3.50–5.50

3.03–3.28

© UNIQA Group 2015