9. Operating expenses

In € thousand	1–12/2017	1–12/2016
Property and casualty insurance
Acquisition costs
Payments	565,827	549,185
Change in deferred acquisition costs	8,706	–9,590
Other operating expenses	225,164	233,529
Reinsurance commission and share of profit from reinsurance ceded	–11,222	–9,944
	788,475	763,180
Health insurance
Acquisition costs
Payments	101,929	106,621
Change in deferred acquisition costs	–12,165	–7,472
Other operating expenses	78,690	76,800
Reinsurance commission and share of profit from reinsurance ceded	–457	–463
	167,998	175,486
Life insurance
Acquisition costs
Payments	195,140	224,249
Change in deferred acquisition costs	19,204	27,681
Other operating expenses	116,444	106,702
Reinsurance commission and share of profit from reinsurance ceded	–11,286	–10,904
	319,501	347,728
Total	1,275,974	1,286,394