UNIQA International – classified by region

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In € thousand	Premiums earned (net)		Net investment income		Insurance benefits		Operating expenses		Earnings before taxes
In € thousand	1 – 12/2022	1 – 12/2021	1 – 12/2022	1 – 12/2021	1 – 12/2022	1 – 12/2021	1 – 12/2022	1 – 12/2021	1 – 12/2022	1 – 12/2021
Poland	549,263	523,996	20,263	13,186	–310,067	–308,561	–184,726	–191,064	48,236	20,084
Slovakia	202,303	198,978	4,500	4,864	–101,382	–106,807	–71,010	–61,566	30,281	56,181
Czechia	336,917	300,437	8,763	5,773	–185,678	–171,824	–103,133	–96,006	67,291	40,260
Hungary	76,186	75,562	5,867	4,283	–21,606	–20,574	–42,351	–33,052	–7,972	5,859
Central Europe (CE)	1,164,668	1,098,972	39,393	28,107	–618,733	–607,767	–401,220	–381,689	137,837	122,384
Romania	68,282	59,567	5,783	4,936	–29,593	–28,572	–31,609	–27,795	8,402	5,043
Ukraine	82,098	93,072	–163	4,876	–32,376	–45,473	–38,688	–42,780	6,023	10,519
Eastern Europe (EE)	150,380	152,639	5,620	9,813	–61,969	–74,046	–70,298	–70,575	14,426	15,562
Russia	54,926	72,301	18,035	16,379	–35,911	–61,716	–15,277	–12,179	25,793	15,651
Russia (RU)	54,926	72,301	18,035	16,379	–35,911	–61,716	–15,277	–12,179	25,793	15,651
Albania	41,375	36,372	–1,041	328	–15,378	–15,792	–19,987	–17,007	4,841	3,928
Bosnia and Herzegovina	33,469	31,900	1,919	2,457	–20,232	–20,012	–13,366	–12,828	1,752	1,464
Bulgaria	43,988	37,318	–632	1,683	–22,955	–18,451	–18,718	–17,106	1,725	–8,375
Kosovo	16,007	13,816	359	284	–10,437	–8,556	–5,434	–4,490	320	1,006
Croatia	52,899	49,940	–1,380	7,744	–31,939	–30,965	–24,592	–22,436	–5,939	3,156
Montenegro	11,184	10,379	844	718	–5,511	–4,820	–4,867	–4,741	1,107	1,141
North Macedonia	19,536	17,379	513	351	–9,784	–8,736	–9,556	–8,551	1,110	475
Serbia	41,822	37,350	4,203	4,063	–24,863	–23,336	–19,176	–17,236	974	229
Southeastern Europe (SEE)	260,281	234,454	4,784	17,628	–141,097	–130,667	–115,695	–104,395	5,889	3,025
Liechtenstein	4,690	1,535	–356	132	–1,854	–796	–3,089	–1,839	–567	–914
Switzerland	0	0	–21	–29	0	0	0	0	4	23
Western Europe (WE)	4,690	1,535	–376	103	–1,854	–796	–3,089	–1,839	–563	–891
Austria	0	0	0	0	0	0	–26,787	–22,057	–9,277	–22,057
Administration	0	0	0	0	0	0	–26,787	–22,057	–9,277	–22,057
UNIQA International	1,634,947	1,559,901	67,455	72,030	–859,565	–874,992	–632,366	–592,734	174,106	133,674
Of which:
Earnings before taxes insurance companies									183,378	155,709
Impairment of goodwill									–49	–12,100

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In € thousand	Premiums earned (net)		Net investment income		Insurance benefits		Operating expenses		Earnings before taxes
In € thousand	1 – 12/2022	1 – 12/2021	1 – 12/2022	1 – 12/2021	1 – 12/2022	1 – 12/2021	1 – 12/2022	1 – 12/2021	1 – 12/2022	1 – 12/2021
Poland	549,263	523,996	20,263	13,186	–310,067	–308,561	–184,726	–191,064	48,236	20,084
Slovakia	202,303	198,978	4,500	4,864	–101,382	–106,807	–71,010	–61,566	30,281	56,181
Czechia	336,917	300,437	8,763	5,773	–185,678	–171,824	–103,133	–96,006	67,291	40,260
Hungary	76,186	75,562	5,867	4,283	–21,606	–20,574	–42,351	–33,052	–7,972	5,859
Central Europe (CE)	1,164,668	1,098,972	39,393	28,107	–618,733	–607,767	–401,220	–381,689	137,837	122,384
Romania	68,282	59,567	5,783	4,936	–29,593	–28,572	–31,609	–27,795	8,402	5,043
Ukraine	82,098	93,072	–163	4,876	–32,376	–45,473	–38,688	–42,780	6,023	10,519
Eastern Europe (EE)	150,380	152,639	5,620	9,813	–61,969	–74,046	–70,298	–70,575	14,426	15,562
Russia	54,926	72,301	18,035	16,379	–35,911	–61,716	–15,277	–12,179	25,793	15,651
Russia (RU)	54,926	72,301	18,035	16,379	–35,911	–61,716	–15,277	–12,179	25,793	15,651
Albania	41,375	36,372	–1,041	328	–15,378	–15,792	–19,987	–17,007	4,841	3,928
Bosnia and Herzegovina	33,469	31,900	1,919	2,457	–20,232	–20,012	–13,366	–12,828	1,752	1,464
Bulgaria	43,988	37,318	–632	1,683	–22,955	–18,451	–18,718	–17,106	1,725	–8,375
Kosovo	16,007	13,816	359	284	–10,437	–8,556	–5,434	–4,490	320	1,006
Croatia	52,899	49,940	–1,380	7,744	–31,939	–30,965	–24,592	–22,436	–5,939	3,156
Montenegro	11,184	10,379	844	718	–5,511	–4,820	–4,867	–4,741	1,107	1,141
North Macedonia	19,536	17,379	513	351	–9,784	–8,736	–9,556	–8,551	1,110	475
Serbia	41,822	37,350	4,203	4,063	–24,863	–23,336	–19,176	–17,236	974	229
Southeastern Europe (SEE)	260,281	234,454	4,784	17,628	–141,097	–130,667	–115,695	–104,395	5,889	3,025
Liechtenstein	4,690	1,535	–356	132	–1,854	–796	–3,089	–1,839	–567	–914
Switzerland	0	0	–21	–29	0	0	0	0	4	23
Western Europe (WE)	4,690	1,535	–376	103	–1,854	–796	–3,089	–1,839	–563	–891
Austria	0	0	0	0	0	0	–26,787	–22,057	–9,277	–22,057
Administration	0	0	0	0	0	0	–26,787	–22,057	–9,277	–22,057
UNIQA International	1,634,947	1,559,901	67,455	72,030	–859,565	–874,992	–632,366	–592,734	174,106	133,674
Of which:
Earnings before taxes insurance companies									183,378	155,709
Impairment of goodwill									–49	–12,100

Group Report 2022

UNIQA International – classified by region

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